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YesMortgageOne.com Privacy Policy
Yes Mortgage, Inc recognizes the importance of maintaining
the privacy of your personal and financial information. We are
committed to privacy practices that protect the confidentiality and
security of this information. Our information practices for personal
and financial information you enter or that we collect exclusively
through your use of YesMortgageInc.com website are set forth
below.
Information We Collect
If you visit YesMortgageOne.com to read or download
information, we collect and store: the name of the domain and host
from which you access the Internet (such as aol.com); the Internet
protocol address of the host server you are using (such as
ww3.aol.com); the name and version of your Web browser (such as
Netscape 4.0); the date and time you access YesMortgageOne.com; and,
if you came to us through a link from some other website, the
Internet address of the website from which you linked to us. We do
not collect your name or email address. No information we collect in
this way is directly or indirectly traceable back to a specific
person.
We use this information for general statistical modeling, in
order to measure the number of visitors to different pages on
FreddieMac.com and to modify YesMortgageOne.com in order to
make YesMortgageOne.com more helpful. We also use this
information to monitor network traffic and to identify unauthorized
access or unusual activity on YesMortgageInc.com. We do not sell
this information to third party companies.
Some parts of YesMortgageOne.com may use a "cookie," which
is a small text file that is placed on your computer's hard drive.
The cookie captures no personally identifiable information.
YesMortgageOne.com may use a cookie in order to log which pages you
visit on FreddieMac.com or to provide certain features during your
visit to YesMortgageOne.com. You can set your browser to refuse to
accept cookies; however, some enhancement features of
YesMortgageOne.com may not function properly if you do this.
Information You Provide
If you send us an email or message and provide your name or other
personal and financial information, we may keep this information. We
may use this information to send an answer to your question or
deliver requested information to you. We also may use information
that you provide to measure general statistics about visits
to YesMortgageOne.com and interest in particular areas. We do
not sell this information to third party companies. We may disclose
information from website visitors to third parties, such as
contractors, consultants and other service providers, so that the
third party can provide a business, professional or technical
support function for the website visitor or for Yes Mortgage One,
Inc.
By sending an email or making a request or inquiry, you agree to
permit Yes Mortgage One, Inc. to keep and use the
information you have given us consistent with this policy.
If you enter personal and financial information into a financing
or affordability calculator offered on YesMortgageOne.com –
such as income, the down payment you want to make, the length of a
loan you want, the price of a home you have in mind – that
information is not seen or received by Yes Mortgage One, Inc. The
calculator's functions are performed by your computer and the
results are displayed in your browser and viewable only by you.
Business Users
Except as described in this paragraph and in the following
paragraph, YesMortgageOne.com privacy policy statement does not
apply to information provided to us by business entities, even if
the information is transmitted to us through YesMortgageOne.com. If
you enter information in an online form to register as a Yes
Mortgage One, Inc. business customer or as a user of Loan
Prospector or other business tools, we may keep this information. We
may use the business information that you provide in the
registration in order to verify your eligibility to
use YesMortgageOne.com or business tool that you wish to use,
or to provide you access to the service. Information that you
provide in this manner also may be used to measure general
statistics about visits to YesMortgageOne.com and interest in
particular areas. We do not sell the information you provide in this
manner to third party companies.
If you are a business customer and you
use YesMortgageOne.com in the course of business with Yes
Mortgage One, Inc, then information that you submit may be used
and disclosed in the same ways as information that we receive
outside of YesMortgageOne.com. For example, information you provide
concerning borrowers whose loans Yes Mortgage One,
Inc. purchases may be disclosed to certain third parties such
as loan servicers, consumer reporting agencies, workout companies
and foreclosure attorneys in order to process and administer a loan
or protect our interest in a loan. Yes Mortgage One,
Inc. requires servicers and other third parties to follow
appropriate security and confidentiality standards to protect
borrower information. In addition, information about borrowers that
you provide may be used for risk management, predicting borrower
creditworthiness, and evaluating borrower defaults. Yes
Mortgage One, Inc. releases borrower information when required
by law or regulation, such as to respond to a subpoena or other
judicial process or to comply with requests from our regulators.
Yes Mortgage, Inc. does not sell or disclose the information
received concerning borrowers whose loans it purchases to third
party companies for marketing purposes.
Security
Yes Mortgage One, Inc. has adopted policies and practices
designed to protect the security and confidentiality of borrower and
consumer information, to protect against anticipated threats and
hazards to security and integrity of the information and to protect
against unauthorized access to or use of the information that could
result in substantial harm or inconvenience. Yes Mortgage One,
Inc. uses a variety of security measures to protect the
transmission of information submitted to us through
YesMortgageOne.com.
Changes to This Privacy Statement
We reserve the right to revise or change this policy in the
future. Any changes to our policy will be clearly and conspicuously
posted on this section of YesMortgageOne.com.
How to Reach Us
If you have a question about the way that your information is
used or about Yes Mortgage One, Inc.'s information
practices with respect to this site, please contact
us.
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